Loyalty playing cards abound in the Philippines, however some are extra worthwhile than others…

Everybody loves a discount, and in the Philippines many individuals have made a high quality artwork of saving a peso right here, and a centavo there. In specific, retailer loyalty playing cards are in all places, providing reductions, unique gives and extra. Here, money-saving professional Boom Rizal introduces some of the nation’s most worthwhile schemes…

Every Filipino is aware of the worth of loyalty in the market. It’s a timeless fact that’s understood throughout the nation: shopkeepers wish to reward their suki prospects.

In the identical means, bigger companies and institutions provide rewards for loyalty. After all, repeat enterprise is critical for entrepreneurs who wish to be certain their enterprise is sustainable, so they provide reductions, free objects and different perks to maintain prospects coming.

But that doesn’t imply you must join each membership card that you just come throughout; getting factors by shopping for one thing that you just usually wouldn’t get would possibly truly lead you to waste useful time or cash. If you’re on the lookout for loyalty playing cards that don’t make you rack up ineffective factors, we’ve acquired you lined.

For stationery and workplace provides

Throughout the faculty yr, children ask their mother and father to get pens, pads, paste and an entire vary of different provides. Office provides reminiscent of printing paper and folders are additionally a continuing drain on sources.

And whether or not it’s a faculty requirement or simply one thing you do for enjoyable, books are each a necessity and a need. For e book lovers, workplace staff, and college students, a loyalty card for a bookstore will certainly not go to waste, and the most helpful one is arguably the Laking National card.

Aside from the factors you can acquire and use for future purchases, a Laking National card entitles you to reductions and particular gives on books on particular events. You may also get pre-sale privileges throughout cut-price e book gross sales, free premium objects for a 1,000 pesos-worth of amassed purchases throughout the retailer’s anniversary month in October and free gift-wrapping on particular events like Valentine’s Day, Mother’s Day, and Father’s Day.

Maximise your medical spending

According to the Philippine Statistics Authority, public well being expenditure exceeded 526 billion pesos in 2013 — 11.7 per cent greater than the quantity spent in 2012.

From the quantity spent in 2013, 56.three per cent got here from out-of-pocket spending — what people paid for drugs, medical consultations and hospitalisation. And that’s not shocking, as a result of well being is a precedence in each stage of life. Since the prices of healthcare and drugs are nonetheless rising, getting a loyalty card that targets well being bills needs to be a wise monetary transfer.

That’s the place Mercury Drug’s Suki Card is available in. Like most loyalty playing cards, you earn factors for purchases. You additionally get particular reductions on collaborating merchandise in addition to additional factors for sure merchandise. Best of all, since the Suki Card isn’t personalised, anybody in your loved ones can use it; which means in the event you ask a relative to purchase one thing from Mercury Drug, they will use the card freely.

Make the most of your meals

Because of their busy lives, it’s common for Filipinos to eat at quick meals eating places. Some have to depart the home early to make it to work on time. Sometimes, college students must work on faculty tasks and maintain group conferences over merienda or dinner. And let’s not overlook the occasional have to do extra time.

For these situations, Jollibee’s Happyplus card has nice advantages. Unlike most different loyalty playing cards, it’s like a saved worth card you can load. Registering and reloading your Happyplus card enters you right into a month-to-month raffle the place you may win as much as 100,000 pesos.

You acquire factors for purchases made at sure Jollibee branches. The card can also be honoured at sure Greenwich, Red Ribbon, and Chowking eating places, the place cardholders can take benefit of different particular promos.

If you want meals for a big group, like your loved ones or barkada, the Shakey’s Supercard is one other good possibility.

With that card, you get a free pizza for every one you’ve delivered; of course, that’s solely as much as three pizzas, and the decisions for the additional pizza are restricted, but it surely’s greater than sufficient for many events. You additionally get factors for every buy you make, unique promo reductions and a free pizza in your birthday month.

Hardware, homeware, factors in all places

Food, schooling, and healthcare are all very essential, however there are loads of different objects that Filipino households can’t dwell with out. The home must be saved clear, for instance, similar to the garments that your loved ones members put on.

For that matter, new garments and sneakers are obligatory, and also you most likely can’t go one month with out having to restore or preserve some half of the home. That’s to not point out the new furnishings, cookware, home equipment, and different sturdy items that you just often have to purchase.

In circumstances like this, the SM Advantage Card lives as much as its identify. You can earn factors from buying all types of items from SM shops and grocery shops, in addition to choose companion institutions.

It additionally entitles you to reductions and freebies from all kinds of retailers like eating places, magnificence service suppliers, shops, motels, and extra. Cardholders may also get additional reductions at sure hours throughout sale days, so that provides you much more alternatives to stretch your finances. Of course, it’s a must to hand over some private info to get the card.

Government service

You could also be shocked to listen to this, however a Philippine authorities service supplier additionally gives a rewards card to assist Filipino households lower your expenses.

With the Pag-IBIG Loyalty Card, you will get reductions and rebates on remedy, journey tickets, eyewear, medical providers, gas, insurance coverage and even tuition charges from sure faculties.

Of course, solely members of Pag-IBIG can get the card, however sure privileges of the card may be prolonged to members of the family.

For instance, tuition price reductions at sure faculties may be utilized to shut members of the family like youngsters or kinfolk as much as the third diploma.

Unlike most different rewards card fashions the place you get factors for purchases, it is a purely discount-focused card that’s designed to encourage membership in the Pag-IBIG fund and as a service to the public as nicely.


Many Filipino households flip to pawnshops and remittance centres as a way to make ends meet. Some households in the provinces have to get cash from a breadwinner who works in the metropolis. When they will’t get the cash in time to pay payments, they could have to pawn some of their possessions for some short-term money.

Having a Palawan Pawnshop Suki Card can present many perks and benefits, particularly for individuals who usually use their pawnshop and remittance providers.

Those who’ve the card shall be charged much less curiosity on objects they pawn, decreasing the stress concerned in getting again prized heirlooms or useful belongings. For these utilizing remittance providers, the card can present rebates in addition to reductions on remittance charges.

And relying on the card you apply for, you would possibly even have the ability to use it as an ATM card or Visa money card.


Earning a dwelling is difficult today. Not solely is the price of dwelling rising, however the alternatives for employment are additionally getting fewer. That’s why for the common Filipino household, each peso counts.

Collecting factors from companies that you just purchase rather a lot from is one technique to be a sensible spender. By getting the most worth out of each peso you pay, you’ll have the ability to get extra advantages for your self and your loved ones

Source: philippineslifestyle